About Us

Profile | Cash In | Cash Out | Wealth | Protection | CW Finance Plan

In search for the light at the end of the tunnel

People are constraint in financial knowledge and time, and with financial data stored on different sites, putting everything toghether into one big picture posts a big challenge. Without a proper system or platform and not knowing your numbers, the feeling of insecurity and stress tend to add up. A sink or swim situation.
In search for the light, CW Finance was created in 2016, a total integrated and interactive personal financial platform for life. The ultimate platform shall be fully integrated and interactive with financial institutions, insurance companies, job sites, online investment sites and all other financial and legal professionals. We are looking for a total system from accounting, wealth preservation (protection), asset accumulation (investment) to estate planning (distribution). If things can be done with a click of a button, we want CW Finance to be designed that way, SIMPLICITY.

Our Mission & Vision

Mission Statement

To create a total integrated and interactive
personal financial platform for life. 

Vision Statement

A world full of responsible adults.

ceo

Tom Ernsting , CFA
Founder

Our founder and CEO

CW Finance is owned by Mega Miami Sdn Bhd, a private limited company incorporated in Malaysia. It is founded by Tom Ernsting in 2020 as a startup company and he will be leading the executive team as the Chief Executive Officer (CEO). The company will be licensed by the Securities Commission Malaysia under the Capital Markets and Services Act 2007 regulation.

As a CFA charter holder and a Finance Director of a property developer company for the last 8 years, Tom Ernsting has acquired vast knowledges in corporate budgeting, cash flow projection, accounting, and financing. He started his career as a paid company dealer with OSK Securities Berhad after graduating from University of Auckland, New Zealand, in 1998. He went on to work in HSBC Securities Services (Ireland) Limited in 2008 as a fund administrator for the global fund manager during which the global financial crisis strikes. During the time, he witnessed the damages brought upon by the financial crisis and sparked him to start CW Finance to promote personal financial planning to the public. With 8 successful years building cash flow and a vision of a world full of responsible adults, he formalized a rule-based application to solve the differences human nature has towards money. The financial tools needed to know your numbers, be ahead of the curve and out of poverty.

OFFICE ADDRESS
  • Unit 19, 3rd Floor , Vila Harmoni , Kampung Air Melintas Besar , 13300 Tasek Gelugor , Pulau Pinang .

  • CW FINANCE PENANG
  • Email: support@cwfinance.my